Frequently asked questions about operational leasing

Now you can find the answers to the most frequently asked questions.

What are the differences between financial leasing and operational leasing?

When the car fleet of the company is developed by means of financial leasing, the owner is the one who bears, in addition to the monthly instalment, all the expenses of maintenance and repair, insurance, tax-related costs and, when the vehicle has reached its end-of-life, the disposal expenses. In other words, by means of financial leasing, all the risks related to the car in use are borne by the owner.

Operational leasing involves the signing of an agreement over a period jointly determined with the leasing company, by means of paying a monthly rate. In exchange of that, the company handles all the responsibilities specific to the car in use: the payment of taxes and insurances, repairs, maintenance, changing the tyres due to wear and tear, etc.

Can I purchase the vehicle after the operational leasing agreement has expired?

At the end of the operational leasing contract, the customer has to return the vehicle.

I have changed my head office, what steps do I have to take?

 In order to perform the change in the virtual database, the customer must submit to us a signed and stamped request, a copy of the new Tax Identification Number and a copy of the related judgment and decree.

The documents will be submitted by fax to no. 021.208.26.05, by e-mail to office@porschebank.ro or by means of the Romanian Post services.

I wish to change my billing address. What is the procedure?

If you wish to receive the lease instalment invoice to a different address from the one specified in the Tax Identification Number, you must submit to us a signed and stamped request in which you request the change and also specify the new address.

The request will be submitted by fax to no. 021.208.26.05, by e-mail to office@porschebank.ro or by means of the Romanian Post services.