Classic Financial Leasing
the leasing company is the car owner over the contract duration
at the end of the contract, you buy the car and become owner
the product addresses private individuals, freelancers and legal entities
|Private Individuals||Legal entities|
|currency||RON | EUR||RON | EUR|
|min. downpayment||15% | 25%||15% | 15%|
|max. contract duration||60 months||72 months|
|residual value||min. 100EUR - max. 20%||min. 5% - max. 20%|
S.C. Porsche Leasing Romania IFN S.A.
B-dul Pipera nr.2, cladirea Porsche Bank
Voluntari, judetul Ilfov
Frequently asked questions
Financial leasing is the operation through which one party, called a lessor/financer, leases for a pre-determined period of time the usage right over an asset whose owner it is to a lessee/user, in exchange of a periodically paid amount, called the leasing rate. At the end of the leasing period, the lessor/financer is bound to observe the lesse's/user's option of rights: to purchase the asset, to extend the leasing contract without changing the leasing type or to terminate the contract. The lessee/user may opt for the purchase of the asset prior to the end of the leasing period, but no sooner than 12 months.
Both for financial leasing as well as for operate lease, the lessor company is the car owner over the contract duration. At the end of a financial leasing agreement, the lessee pays the residual value and becomes owner. With an operate lease contract this is not possible - the lessee has to return the car.
The exchange rate for lease instalment is the exchange rate of NBR + 1% valid on the day of the billing.